Tools

buyer closing cost calculator

Estimate your projected monthly payment and cash to close in a cleaner, easier way — then open the detailed assumptions only if you want to fine-tune the numbers.

seller calculator start intake

Quick inputs

Purchase price

Down payment (%)

Interest rate (%)

Loan term (years)

Property taxes (annual)

Homeowner’s insurance (annual)

HOA (monthly)

PMI (monthly)

Start with the basics here. Detailed lender, title, proration, and escrow assumptions are tucked below so the page stays cleaner.

Estimated results

Estimated monthly payment $—

Estimated cash to close $—

Closing costs only $—

Down payment $—

Monthly payment includes principal, interest, estimated property taxes, homeowner’s insurance, HOA, and PMI if entered.

Monthly payment breakdown

Monthly cost	Estimate

Closing cost breakdown

Category	Estimate

Advanced assumptions

Estimated closing date

Prepaid interest days (auto)

Tax proration factor (%)

Est. tax credit (auto)

HOA proration (auto)

Est. lender fees

Attorney fee (flat)

Est. title/escrow fees

Lender’s title insurance

Recording fees

Add'l title/escrow fees

Owner’s title insurance is currently baked in at a default planning estimate. Escrow assumptions are also baked in for a simplified planning model.

This tool provides a rough estimate for planning purposes only. Actual fees and credits vary by lender, title company, municipality, property tax bill, HOA requirements, PMI, insurance quote, and closing date. Templeton Real Estate Group, LLC and Keller Williams ONEChicago do not guarantee figures shown here and are not responsible for decisions made based on this estimate.