Tools

buyer closing cost calculator

A Chicago-area estimate for lender fees, title, recording, escrows, and prepaids. Down payment is shown separately so you can plan total cash-to-close.

seller calculator start intake

Inputs

Purchase + Loan

Purchase price

Down payment (%)

Estimated closing date

Interest rate (%)

Prepaid interest days (auto)

Taxes + Credits

Property taxes (annual)

Tax proration factor (%)

Est. tax credit

HOA + Insurance

HOA (monthly)

HOA proration (auto)

Homeowner’s insurance (annual)

Lender Origination & Legal

Est. lender fees

Attorney fee (flat)

Title & Recording

Est. title/escrow fees

Lender’s title insurance

Recording fees

Add'l title/escrow fees

These defaults are intentionally conservative. Actual costs can vary by lender, title company, HOA requirements, and closing date.

Results

Closing costs (excl. down payment) $—

Down payment $—

Estimated cash to close $—

Category	Estimate

This tool provides a rough estimate for planning purposes only. Actual fees and credits vary by lender, title company, municipality, property tax bill, HOA requirements, and closing date. Templeton Real Estate Group, LLC and Keller Williams ONEChicago do not guarantee figures shown here and are not responsible for decisions made based on this estimate.